ZIP Code Housing Market

Panama City, FL 32401

Bay County • Panama City, FL

Data as of April 2026

$214,139

Median Home Value

-1.47% YoY

Market Momentum

Premium Feature

Investment Appeal

Upgrade to view the investment appeal score.

Upgrade PathSubscription structure is ready; payments can plug in later.
Browse Screener

OpenRoof Score

Buy

Primarily supported by affordability stress

Premium Feature

25-Year Home Value History

Upgrade to Premium to view long-range ZIP-level history and advanced price trend metrics.

Upgrade PathSubscription structure is ready; payments can plug in later.

Home Values

Median Value
$214,139
YoY Change
-1.47%

Rental Market

Avg Rent
$1,636/mo

Market Activity

Active Listings
150
Days on Market
64d

Premium Feature

Demographics

Upgrade to Premium to view income, population, ownership, and housing-stock metrics.

Upgrade PathSubscription structure is ready; payments can plug in later.

Premium Feature

Affordability and Investor Metrics

Upgrade to Premium to view mortgage burden, salary-to-afford, valuation, cap-rate, and rent-income metrics.

Upgrade PathSubscription structure is ready; payments can plug in later.

Premium Feature

Distress and Peer Fair Value

Upgrade to Premium to view distress signals, public-records context, and peer fair-value bands.

Upgrade PathSubscription structure is ready; payments can plug in later.

Premium Feature

AI Market Explanation

Upgrade to Premium to generate data-grounded investment and risk summaries.

Upgrade PathSubscription structure is ready; payments can plug in later.

Community

Ideas and discussion for Panama City, FL 32401

View all →

Unlock full analysis for Panama City 32401

25-year price history · AI market summary · Score breakdowns · Alerts · Compare markets